Industrial Special Risks (ISR) Insurance is a wide coverage business insurance policy, designed to protect physical assets, including buildings, stock, plant and machinery and other property for any business or commercial property owner with high value assets.
An ISR policy is occasionally referred to as an ‘all-risk’ policy because of its comprehensive coverage, but as with all policies you need to check with your Insurance Broker on any limitations to your cover.
- A typical ISR insurance policy will provide cover for
- Loss and/or damage to buildings, Glass, plant and machinery, stock, contents, raw materials and the property of directors and employees
- Loss of profits, revenue, or rentals and/or increased expenses caused by damage to the insured property
- Loss of profits, income, or rents and/or increased expenses caused by contingent damage to property at the premises of suppliers, customers and utilities
- Burglary, theft of money and employee dishonesty
Please note – additional policies are often required to supplement and ISR policy (such as Liability Machinery Breakdown, Marine Transit, Electronic Equipment to name a few).
To obtain a recommendation for your ISR, contact us.
